Terms of Service
Effective date: 13 October 2026
1. The service
Kundali IQ Study Hub (also published as Disha Astro) provides study content, practice and mock tests, AI study tools, student utilities, official-source Current Affairs and daily-life utilities. Kundli, Panchang and AI astrology features are temporarily paused.
2. Accounts and age
Keep your sign-in secure. Users under 18 should use the app with a parent's or guardian's permission (see the Privacy Policy). Guest accounts have smaller daily AI limits.
3. AI study tools
AI answers can contain mistakes; check important facts with your textbook, teacher or the official source. The AI chat is for study questions only, has daily limits and may refuse other requests. Do not try to bypass limits or safety rules, and do not submit other people's personal data.
4. Sunday Mega Mock and leaderboards
One attempt per account per week. Using multiple accounts, sharing answers during the live window or automating attempts may lead to removal from the leaderboard or account restriction. Ranks are for practice motivation only and are not an official result.
5. Class tests (teachers)
Teachers are responsible for the questions they create and for using students' names, roll numbers and scores only for teaching purposes. Do not include personal data or copyrighted material you are not allowed to share.
6. Invite rewards
Each new account can use one invite code within 14 days of sign-up; rewards are limited per inviter. Fake or self-referrals are not allowed and rewards may be removed.
7. Study course access and payments
SSC Complete, All Teaching Exams, Railway Complete and Banking Complete are currently free. UPSC Complete is a one-time ₹499 purchase on the Study website for 3 calendar months of access, with no automatic renewal. Android/Play builds do not show external checkout; access bought on the website is recognised in the app with the same account. See the Refund & Course Access Policy.
8. Current Affairs and official alerts
These are learning aids. Verify the original official notice before applying, paying, travelling or taking any time-sensitive action. We do not guarantee that every notice is captured.
9. Utilities
Home and reminder states are user-marked confirmations, not sensor readings. Wellness logs are not medical advice. Astrology outputs (when available) are guidance/entertainment only and not professional advice.
10. Content and copyright
Study content and explanations are original or source-linked. Textbook names are used only to organise chapters; the app does not reproduce textbooks. Report concerns to the contact below.
11. Moderation
You can report AI output for review. We may restrict or remove content or accounts that break these terms, the law or platform policies.
12. Availability and changes
Features depend on internet and third-party services and may change. We update these terms on this page.